My wife is a Type 1 diabetic. She’s the type of person insurance companies go out of their way to deny coverage for, and while I suppose I can say I’m used to them not covering her without a fight, I’m not exactly good at fighting the system. What I’ve learned the hard way is that you need to make sure, every time you change health insurance, that you have at least 12 months’ worth of certificates of creditable coverage. And don’t expect them to tell you this.
You see, the more you don’t know, the more they can deny coverage and rake in profits. Health insurance isn’t about health, you see. It’s all about profits. Read more



