Cars (as in vehicles) for train layouts

I was at Kmart today, and as I usually do, I wandered down the toy aisle on the off chance I might find some cars that might work on my train layout.

I did a lot better than I usually do–Jada and Maisto came through for me.I won’t talk about HO and N scale trains because for those scales, you can walk in to any hobby shop in the country and find pretty much anything you want. Us Lionel and American Flyer fans have it a lot tougher.

Lionel O scale is roughly 1:48. You won’t find 1:48 vehicles anywhere these days, but you can find 1:43 and 1:50. Some people fret that 1:43 is way too big, but sometimes you can hold up one maker’s 1:43 vehicle next to a similar 1:50 vehicle from another make and find they’re just about the same size. Maisto and New Ray are two makes of cars that size.

Lionel and Marx O27 is 1:64, more or less. Maisto, Jada, and Ertl make lots of 1:64 cars. Some Hot Wheels and Matchbox cars are close, but most are closer to 1:72, which is a bit small.

American Flyer O gauge trains made after 1937 are 1:64 scale, and all American Flyer S gauge trains are 1:64.

Since I run O27, I have lots of vehicles to choose from, but the problem is finding something era-appropriate. Contemporary vehicles are no problem to find, but if you want something old, it’s hard to find much other than a ’57 Chevy. Well, you can find a handful of late ’50s cars of various makes, but it tends to lean towards the late ’50s, and from looking at the stuff in the diecast aisle, you would think Ford and GM were the only two companies making cars in the ’50s. Want a Studebaker or a Hudson or (gasp) a Dodge? Good luck.

Of course I had to make things more difficult. I like really old trains, so a ’57 Chevy isn’t exactly going to cut it. I need 1930s and 1940s cars.

Maisto just happens to be offering a 1:64 ’36 Ford Coupe as part of its G Ridez series. It has homey-ized rims and thin tires, but other than that, it looks pretty stock. Hot Wheels has offered a ’36 Ford since I was a little kid, but it was always a hotrod.

Maisto also offers a ’37 Ford, but it has a prominently chopped roof

And Jada is offering a 1:64 ’39 Chevy Master Deluxe as part of its Dub City Old Skool line. Like the Maisto, it has thin tires and weird rims, but aside from that, it looks stock, and it’s black. This is a very nice car to have because it’s a late 1930s station wagon–a family car. It looks just like the cars you see families using in the movies set in the ’30s and ’40s. I hope I can find a few more of these because it’s the kind of ordinary car that will look natural even if I had several on the layout.

So if your toy train preferences lean towards American Flyer S gauge or Lionel or Marx O27, a trip down the toy aisle at your local Kmart or Target would probably be a good idea.

One thing I’ve learned is that I have to be patient. Usable cars are out there, but there may only be a handful of them issued every year–including anything Mattel releases under the Hot Wheels or Matchbox brands, undersize or not. I take what I can get. But improving the layout a little bit at a time over the course of years is part of the hobby’s appeal. At least it’s supposed to be.

Stock up on compact fluorescent lighting

Compact fluorescent (CF) bulbs are on sale at Kmart this week. I bought a bunch.

I’ve been gradually replacing the light bulbs in my house with CFs as they burn out. CFs cost enough that I wasn’t comfortable throwing out 30 perfectly good bulbs and buying all CFs in one hit, especially not at 2002 prices.

I’m glad I took that strategy, because today’s CFs are better and they’re cheaper.Here’s the idea with CFs: a 23-watt CF gives off about as much light as a 100-watt traditional incandescent bulb. But it consumes 77 watts less power. So the 23-watt CF will save you, theoretically, about $40 in energy costs over its lifetime. Plus CFs generally last about 7 years in regular use, so you save the cost of replacing bulbs too. So that $6 light bulb could end up saving you almost 50 bucks.

With energy costs escalating, that savings estimate might actually be a bit low. Also, it doesn’t factor in the heat. If you have 15 100-watt bulbs going in your house, it’s like running a space heater in the summer time. Your air conditioner has to make up the difference. So 15 23-watt CFs generate 77% less heat.

The other thing I’ve noticed now that I’m not living alone anymore is that light bulbs burn out a lot more often. Particularly those vanity globe lights in the bathroom. CF vanity globes last almost three times as long, use less power, and they only cost 50 cents more. My bathrooms had 25-watt bulbs in them All I can find are 11-watt CFs, which are roughly equivalent to 40W. So I’ve been using half as many bulbs, leaving burned-out bulbs in place so the fixtures don’t look funny. The light from eight of those CFs might be blinding.

New CFs light up more quickly than the ones I was buying in 2002, and I think they give off more light now too. The equivalence on the package used to be pretty optimistic; an old 23-watt CF didn’t give off quite as much light as a 100-watt bulb. Today’s bulbs seem to give off comparable light, or sometimes even a bit more.

The light from a CF is still noticeably more blue than incandescent light. My mother in law likes it better. I’m not sure if I like it better or not. But I’ve been mixing CFs with traditional bulbs to tone it down, so I still get quite a bit of savings without dealing with weird light.

And while that 7-year lifespan claim may seem optimistic, I can say this: I’ve been buying CFs for 3 1/2 years now, and I haven’t had to replace one yet. Last year, during those lean times when money was short and I couldn’t really think about the long term, I was buying regular light bulbs again, and some of those have burned out already.

The biggest problem with them is that the dimmer switches in a couple of the rooms make CFs sing. I need to take the dimmer switches out and replace them with regular light switches if I want to use CFs in those rooms.

CFs aren’t the future: I believe the future is LED light bulbs. You can’t buy those at your local Kmart just yet. But white LEDs aren’t cheap enough yet that I would consider them practical. A 2.5W LED bulb gives out comparable light to a 40W incandescent and has a life expectancy of about 17 years, but it costs $30. The equivalent of 60 watts costs about $60. For $10, I’d consider the 2.5W for some applications, but not for $30.

Maybe the technology will be ready when my CFs start burning out. I hope so.

Nickel and dime your way to prosperity

An old friend and I have been talking a lot about debt elimination these past few weeks. With any luck, both of us will be completely debt-free by age 45 at the very most, and probably sooner.

The trick is to dump as much money as possible into debt retirement. As recently as November, the interest on my Honda Civic was costing me $1.40 a day. Think what you could do with that $540 a year you’re paying in needless interest.

The challenge is finding the money to use to retire debt.Some of these tricks will only save you a few cents. You must get yourself over the it’s-only-25-cents mentality. That quarter can either work for you or against you. A quarter paid at the beginning of a 30-year mortgage saves you more than a dollar by the end of the loan. Can you find a safer way to quadruple your money? I doubt it.

If and when you have no debt, dump those pennies, nickels, dimes, and quarters into an index fund. An index fund just buys you the same stocks that are in the Dow Jones Industrial Average, or some other index. Historically, these funds double in value every seven years. Great Depression, Schmeat Schmepression. Dump a quarter into an index fund and don’t touch the investment, and in 28 years, it’s $4.

So let’s find some creative ways to get some quarters.

1. Pay your bills online. This potentially does more than save you the 37 cents in postage. My gas and electric companies both have arrangements with checkfree.com to allow online payments free of charge. I was invariably late in paying them, which subjected me to interest payments. The other nice thing about Checkfree is that it schedules the payment for the due date. So if by chance you have an interest-bearing checking account, that money can work for you until the last possible day. You probably won’t save more than a couple of bucks a month this way, but that’s $25 over the course of a year. If someone offered you $25 without any strings attached, I doubt you’d turn it down.

2. Make car and mortgage payments as soon as possible. I may be showing my ignorance here, but interest paid to me on most accounts I’ve had is calculated monthly. Interest on my car is calculated daily. So, making that payment as soon as my paycheck shows up in my checking account reduces the principle, thus reducing my interest payments by a few pennies a few days early. It’s only pennies? I’d rather they be my pennies than Honda’s.

3. Use credit wisely. I remember one day a few years ago, I was at the grocery store and instead of pulling out my debit card, I pulled out a credit card accidentally. I thought how awful it would be to have to pay for life’s necessities on credit.

But if you’re disciplined, and you have a credit card with rewards–and we should be talking cash here, not merchandise–then it makes sense to pay for life’s necessities on credit. Take a look at my Discover Card bill, and you’ll see the bulk of it is things like gasoline, groceries, my telephone bill, and $20 trips to Kmart, which means I was probably buying stuff like toothpaste and deodorant and other household necessities. I pay the balance in full every month, so the result is essentially some bank paying me to buy the things I’d need to buy anyway. This nets me about $80 a year. I never see a dime of it–I apply it directly to the card’s balance.

4. Buy a programmable thermostat. The cheapest programmable thermostats cost about $30. They can easily save you that much in a month. During my 8-hour workday, my thermostat only heats the house to 56 degrees in the winter time. It cools it to 82 in the summer. During waking hours and on weekends, it keeps the house at 70 degrees in the winter and 75 in the summer. During sleeping hours the temperature raises or lowers by 5 degrees depending on whether it’s summer or winter. I used to have $300 heating bills in the winter months. Now I have $175 bills. That’s still ridiculous, but it leaves me money to actually do something about it.

5. Cut out the sodas and snacks. I used to routinely spend $1.50-$2.00 a day at the vending machine and the cafeteria at work, buying coffee, soda, and snacks. Over a 240-workday year, well, do the math. The 34.5-ounce can of coffee in my fridge (it lasts longer when stored there) is marked 9-26, the date I bought it. I expect it will last me until the end of the month. So that can of coffee will last me five months. I buy the off brand, so I can sometimes get one of those cans for between $3 and $3.50. So my morning coffee costs me 2.3 cents. I quit drinking soda entirely and I pack a granola bar in my lunch. Over the course of the past year I am sure I’ve saved $300.

6. Pack your lunch. Lunch at a sit-down restaurant almost always costs you $7. Fast food usually costs at least $5. The cafeteria at work is usually $3-$4. Sometimes I pack leftovers that would otherwise get thrown away, so they’re essentially free. It’s fairly easy to pack a lunch for $2. Again, do the math over 240 days. Do you want to spend a house payment on lunch every year, or do you want to spend a car payment instead?

7. Eat out less. A couple of years ago I was dating a girl who had to eat out 3-4 times a week, at least. Usually it was places where I was lucky to get out for under $20. I always paid, of course. I couldn’t figure out why I didn’t have any money. But with a little creativity, it’s entirely possible to make dinner for two for $4. You can make a fairly impressive dinner for two for $10.

8. Shop the cheap stores. St. Louis has five different chains of grocery stores. At the top of the ladder is Dierbergs, followed by Schnucks. A third local chain, Shop ‘n’ Save, generally beats the Schnucks and Dierbergs prices by a few percent. But now I do most of my shopping at two stores that white-collar professionals rarely visit: Aldi and Save-a-Lot. In most cases the quality of the product is the same. But when I can get a loaf of bread for $.99 versus $1.59, the difference adds up quickly. For the things Aldi and Save-a-Lot don’t carry, I still go to Dierbergs, but I rarely spend more than $10 at Dierbergs now, unless they’re running a big sale on something.

8. Buy generics. A lot of people are afraid of generic products because they feel they might be getting ripped off. You’re actually a lot more likely to get taken with a costlier brand name. I’ve found the quality of most generics to be as good as the name brands. When it isn’t, I try a different generic the next time. Eventually I’ll find a generic that’s as good as the big name brand, and save a bundle. I’ll buy the name brands when they’re on sale, but aside from that, my pantry is full of generics and I don’t care who knows about it.

9. Don’t spend a dollar to get 14 cents. A common excuse for not paying down your house is that the interest is tax deductible. That may be, but you’re getting pennies on the dollar. My car payment was costing me $1.40 a day until I paid it way down.

It’s tax time. That means you have a piece of paper that tells you exactly how much interest you paid on your house last year. Are you paying $14 a day to inhabit a house you supposedly own? That tax deduction only reduces the net cost to $12. I can think of better things to do with $12, and I’ll bet you can too.

10. Don’t spend your windfall all at once. Are you getting a tax refund? Did you get a bonus? Have you been working a lot of overtime lately? It’s OK to reward yourself and/or your family. But don’t blow all of it indulging yourself. Spend 10 percent of it, tithe 10 percent of it, and use the rest to retire debt, and dream of the day when you have no mortgage payment and no car payment and every paycheck is a windfall.

11. Save your pennies. Coinstar, the makers of those change-converting machines in grocery stores, says the average household has $90 in loose change scattered about the house. A fairly painless way to save money is to dump your change into a jar at the end of the day, rather than spending it on frivolous things. At some point, convert the money into a more usable form, then apply the windfall rule to it.

12. Cascade your debt. I pay extra on my car every month. When the car is paid off, I’m going to start adding that amount to my mortgage payment every month, except in case of emergency. I estimate I can have my house paid off in about five years by doing this.

13. What will I have to show for this purchase? This is key. Before you spend even a quarter, consider what you will have to show for it by buying it. Just because you walk past a candy store in the mall doesn’t mean you have to go in and buy something. If you’re lucky, all it’ll do is rot your teeth and make you fat. You could have paid that quarter into your mortgage and turned it into a dollar.

Some purchases are unavoidable. In a couple of months, I’m going to need new tires. I can think of a million things I’d rather do with that money, but I need it. That’s OK. I’ll have it.

The trick isn’t to live in total self-denial, but to exercise restraint. Most of us live like millionaires, but the problem is that we’re spending our million dollars instead of letting it work hard so we don’t have to work as much. And it’s killing us.

IBM dumping its PC business?

John C. Dvorak comes full circle in his column about IBM possibly dumping its PC business. He starts off saying it makes little sense, but by the end of the editorial, he has his mind made up that IBM should have done it years ago.

Of course, this was probably written before word got out that its talks are more of a joint venture or spinoff than a complete sellout.

Read more

The Commodore 64 Direct to TV is out

It’s out, and the entire inventory of 250K units was bought by QVC.

So much for getting one of these at Kmart. Anyway, it’s a C64 in a joystick enclosure with 30 games built in, similar to the Atari 2600 and Intellivision units you see in stores.The game selection is a bit disappointing, with an awful lot of obscure titles and, aside from the included Epyx titles, very few big hits. According to the designer, the problem is tracking down the copyright holders of some of these 20-year-old titles in order to get permission to use them.

Two of my all-time favorites are on there: Jumpman Jr. and Pitstop 2. But, alas, no Seven Cities of Gold, no Dig Dug, no Pirates!, no Giana Sisters…

I’d think about getting one, but I’m sure the main appeal would be turning it into a full C64, which is supposed to be possible.

What\’s this deal with RFID chips in humans?

Arstechnica is reporting that RFID chips for humans have received FDA approval. The question for me is, what benefit do we get from this?RFID, for the uninitiated, is a computer chip used for tracking. Wal-Mart wants to use them to track merchandise, because they’ll know exactly where all of the merchandise is in the store. This makes good sense. No more scanning barcodes to keep track of the merchandise. And, in theory, when a telephone ends up in the socks section of the store–things like this happen–the store’s computer system is going to know about it, so lost merchandise can get put back where it belongs.

Presumably, it’ll also make it possible to track the movement of the product in the store. If something makes its way out of the store without passing through a checker’s hands, then, well, it’s stolen, right? So it could eliminate shoplifting.

If implemented properly, it could also stop people from buying a piece of merchandise, taking it home, replacing it with another piece of similar merchandise, and returning it.

It also ties in with Wal-Mart’s philosophy of knowing what items sell better in what stores, so it can adjust its warehousing.

It makes a lot of business sense. Any retailer that can implement this is going to have a huge advantage over any retailers who don’t. Kmart would stand a chance of making a huge comeback if it could manage to implement this first.

So now you know what RFID is. So now let’s think about RFID in humans.

The selling point of it is that medical records are instantly accessible. But I don’t want my medical records to be instantly accessible. I want my doctor to have them. I do not want my employer or insurance company to have them. What if some insurance adjuster sees the phrase “could benefit from ulnar collateral ligament reconstruction surgery” in my records? I can’t count on that flunky knowing what ulnar collateral ligament reconstruction is. Might I get denied coverage or employment because of that really serious-sounding condition?

A phone call to my doctor will tell you that phrase means you really don’t want me playing right field for the company softball team if you can avoid it, because I have a weak elbow in my throwing arm. But aside from that, I lead a pretty normal life.

Insurance companies and employers do enough practicing medicine without a license as it is. We don’t need to be giving them access to this kind of information.

Imagine the other possibilities. My employer can know exactly how many times I go to the bathroom. Or how much time I spend in my cubicle versus the server room or test lab. Do I really want vast herds of management dolts knowing that I spent 43 minutes longer in the server room this week than last week and then asking me why?

But that’s a minor annoyance. Imagine this scenario.

Any idiot driving around in a car can stop at a house and quickly know how many people are inside. This person might even know the identities of the people inside.

Parents, do you really want anyone who wants to know to be able to find out when your children are home alone?

It’ll also be possible to keep track of what kinds of seedy places politicians visit when they’re supposed to be in session, representing us. We might not want to know that information. There’s little chance of that, though. Once they read that, they’ll exclude themselves from this, of course.

Proponents of RFID for humans argue that you have to be within a few centimeters to read the chip. This has already been demonstrated not to be true, and as time goes on, the maximum distance of today will only increase. Early adopters of wireless networking quickly figured out that they could extend its usable distance to a mile or more by using Pringles cans.

Some people are speculating the Department of Homeland Security wants this so they can know where terrorists and suspected terrorists are.

But if knowing where the terrorists are all the time means anyone who wants to know can know where anyone else is, as well as their entire medical history and other details, the downside more than eliminates any possible upside.

Taking decent photographs

I’m not a serious photographer and I don’t play one on TV. But I’m tired of looking at dark, fuzzy, tiny photographs that don’t tell anything, so here’s a way someone who knows nothing about photography–such as Yours Truly–can take a decent picture.For some examples of my photography, which I consider barely acceptable, here’s a windup train and an American Flyer electric.

The second photograph is worse than the first, for two reasons. I took the second photograph indoors, and used a rug as a backdrop. The texture of the rug detracts from the photo. As does the lack of light.

I took the first photograph outside. It wasn’t all that sunny of a day, and it was about 9 in the morning on a Saturday. I used a white towel as a backdrop. A neutral-colored sheet would have been even much better, but I had the towel handy. The photograph is small enough that the towel’s texture doesn’t detract as badly as it normally would.

So the first trick is to use a decent backdrop.

Light is trick #2. Get enough light on your subject to not need the flash. Light up the room, take a shot, and see what happens. If the camera flashes, get more light. Better yet, take the object outside. In the daytime, of course. Ideally, the majority of your light should be coming from behind you and the camera, rather than from behind the object. A little bit of light behind the object to eliminate shadows is a good thing, but too much will look harsh.

Focus is trick #3. I assume you know to push the button halfway to focus it. That’s the first step. The second step is to take five or six shots because one of them is likely to look better than the worst of them.

The rule of thirds is something they actually teach you in school. (I spent about a month studying photography in journalism school because they make everyone do that. The rule of thirds is about all I remember.) Professional photographers can disregard this rule the way professional writers sometimes disregard rules about sentence fragments. People like me need to follow it. Look at an existing photograph. Mentally draw two horizontal and two vertical lines, dividing the photograph into thirds. The intersection of each line is what the human eye is going to find interesting. So at the very least, position your object so that part of it is hitting as many of those points as possible.

Use a tripod. You’ll get sharper pictures because a tripod holds the camera steady. I didn’t use a tripod for either of these shots, so it’s not absolutely necessary, but it helps. For small objects, a three-inch pocket tripod from Kmart will do just fine. Mine cost about $5. For larger objects, a larger tripod is necessary. Generally speaking, even a cheap and nasty tripod is better than no tripod, so long as it isn’t so wobbly that it can’t hold the camera straight.

And finally: Crop. After you’ve taken the photograph and you get it into the computer, crop it. This lets you make the picture smaller without losing resolution. It also lets you get rid of unnecessary whitespace and/or objects. Did you catch the edge of your backdrop, revealing the concrete or table underneath? Crop it out. Did you forget the rule of thirds? Crop the picture to move the object into place. I cropped both of the pictures I used as examples because otherwise you’d have seen two pictures with lots of towel or carpet and itty-bitty trains. But I wanted pictures of trains, not man-made fibers.

If you follow these simple principles, you can set your camera to auto everything and get a decent shot. The idea is to make the job as easy on the camera as possible. If you halfway follow the rule of thirds, you get an even better shot.

I almost forgot one other thing. I cleaned the objects in the photos. You might be reluctant to clean objects for sale on Ebay for the legitimate fear of damaging them, but at least brush the dust off with a soft brush, such as a makeup brush or soft paint brush. Chances are, anything you photograph looks better without loose dust covering it.

Following these tips won’t make you look like a pro, but your Wikipedia articles will look better and so will your Ebay listings. And on Ebay, a good, clear photograph means more bids and higher prices.

Sick.. AGAIN.

I’m sick again, so I’m back on the Numotizine Cataplasm, which is Dr. Farquhar’s secret weapon against a cough. No, I’m not playing doctor. My dad and his dad were, and it was what they used.

Use at the first sign of a cough. You won’t regret it.I’m also using Zicam-branded zinc spray and cheapy generic zinc lozenges. And I’m taking my sister’s anti-cold vitamin *censored*tail three times a day: 3 grams of vitamin C, 1,200 IU of vitamin E, 150 mg of zinc (but only 50 mg in the morning–bad things happen if you take too much zinc early in the morning), three echinacea tablets, and some vitamin A. Vitamin A is lethal in large doses, so I’m not comfortable saying how much I take. Lawsuits and all.

That’s a lot to remember, so I like to buy bottles of 400 IU caplets of vitamin E, 50 mg tablets of Zinc, and 1,000 mg tablets of vitamin C to make it easy on myself. Three of each, three times a day, for three days.

After three days, back off to three of each once a day for another seven days.

There are people who claim that certain brands of vitamins are better than others, and while it’s true that some brands give better absorption than the rest, the cheapie vitamins from Kmart have done just fine for me.

None of these things will cure a cold, although those vitamins seem to be able to knock one out if you manage to catch it early enough. Any one of them has the potential to severely cut down on the symptoms, and together, they’re even better.

Your mileage will vary. I’m not a doctor. Talk to your doctor first. I’m not responsible for what happens. And all other standard disclaimers apply.

Confessions of a former Best Buy salesman

The State of Ohio is suing Best Buy. One former employee talked about his experiences working for the company.

I last worked for the company in 1995. To its credit, the company did much to persuade me to finish college: It motivated me to get an education so I could get a better job. A few things have changed since 1995, but what I’ve read today about the company rang so true.It might not be a good idea for me to say a whole lot more, seeing as my experiences are limited to working at two different stores nearly a decade ago, and seeing as my name is on it.

But what “Hopjon” said is very, very similar to my experience.

Extended warranties

They’ve never called them those, because extended warranties have a bad rap. They were called “Performance Guarantees” in my day. Now they’re PSPs, or “Performance Service Plans.” For a Benjamin or two, they’ll stand behind the product if it breaks outside of its manufacturer’s warranty period.

“Hopjon” says these warranties are misunderstood, if not downright misrepresented. My experience matches his. I was told that the “No Lemon” clause would replace the product the third time it had to come in for service. This was what my manager told me, and what I related to customers.

I found out the hard way, and to my great horror, that this isn’t the case. If you read the fine print very carefully, it stated that this replacement happens on the fourth service call. Not very clearly, mind you. Customer service knew the difference.

The difference is profitable.

Now, was it malicious? It’s hard to say. None of the managers who trained me were as smart as any of the managers I had when I worked fast food. The question is whether they were told the same thing I was told, or whether they were just told to read it, and someone higher up was hoping these misunderstandings would sometimes occur.

Upper management saw to it that much more time was spent explaining the benefits of 900 MHz cordless phones than all the terms of the extended warranties. (At the time, a 900 MHz phone was a $400 item.)

Whether to buy the extended warranty depends on the quality of the product and the cost of the product versus the cost of the warranty. If you choose to buy one, go over the terms with customer service. Don’t go by what the salesperson says.

Was I pressured to sell the warranties? Yes. Did I? It depended. When there was something in it for me, I sold more warranties than anyone else in my department. When the incentive wasn’t there, I could go weeks without selling one.

Employee expertise

The people who work there very rarely know much of anything special about what they sell. The managers were moved around from department to department. During my second summer with the company, the former computer manager was managing audio. The computer manager had been the manager of CDs and VHS tapes the summer before.

For a few weeks that summer, I worked in audio. I had been the most knowledgeable person in the computer department, by a long shot, especially when it came to any computer more than a year or two old. If the question involved a 286 or an XT, I was the only one who had a chance of answering the question. A customer only ever stumped me once, and that was someone who wanted to hook up an IEEE-488 printer to a PC. I’d never seen the cable he brought in before.

But for a couple of weeks I worked in audio, because my old boss wanted me. Eventually I moved back into computers because the computer people kept dragging me back over there to answer questions, and it didn’t look good to have some guy from audio answering all the computer questions.

The training is nothing. They have training sessions once a month, where they hand out manufacturer-supplied literature that gives an overview of the product, and then you take a test. You eventually have to pass it in order to stay gainfully employed, but the tests aren’t all that hard. I only missed one question on the Windows 95 literacy test on my first try, without ever looking at the educational literature.

Whatever the employee knows was gained on his or her own time. On company time, you’d better find a way to look busy, or else a manager will find something for you to do. Probably unloading the truck.

No pressure

That’s the mantra. It’s bull.

Now it’s true that the salespeople aren’t paid on commission. When I was hired on at age 19, I made a flat $5.35 an hour. That was 55 cents an hour more than I had made as a cashier at a now-defunct roast beef chain. Minimum wage was $4.25 an hour, as I recall.

Occasionally there were contests based on performance. Sometimes it was sponsored by one of our suppliers. Some days a store manager felt generous and would come by and tell us whoever sold the most warranties that shift would get a free CD.

But store managers got monthly bonuses based on sales. So, in effect, the managers were paid on commission. And yes, they did pressure the people under them.

So the people who do most of the legwork aren’t paid on commission, but the pressure is still there. In effect you get the worst of both worlds.

Bait and switch

I only remember one specific incident involving a printer and the person at customer service refusing to honor the posted price, and the department manager getting involved. Ultimately the customer was offered another, much more expensive printer, which he refused. The details are pretty hazy though. The customer was clearly right and the manager yelled at me after he left.

I do remember employees being accused of bait and switch by customers, and sometimes bragging about how close to the legal limit they’d come, but had just skirted the line.

The general attitude was that since they offered rain checks on sale merchandise that was out of stock, bait and switch was impossible.

Used merchandise sold as new

I had one manager who was especially fond of re-shrink-wrapping returned merchandise and selling it as new. This is against corporate policy, and it doesn’t necessarily go on everywhere. But the capability is there, and with it, the temptation.

As far as whether open-box merchandise was opened in the store or was a return, don’t let anyone fool you.Someone probably returned it.

People return merchandise for any number of reasons. You can save some money by buying open-box stuff, but you’re taking a chance. Customer service inspects the merchandise before taking it back. But it’s a fast inspection, and whoever is available does it. It’s not an expert inspection.

The story you may hear is that another customer wanted to see inside the packaging, so someone opened it in the store. That happens on rare occasions. Rarely was that item then marked down and sold as open-box merchandise. I usually saw someone re-seal it to sell as new. I’m pretty sure this was against corporate policy. I don’t know if it’s legal or not.

Do I shop there?

For seven years I didn’t, and I still try to avoid it but sometimes don’t have a choice. Circuit City used to be the closest alternative, but it had its own problems and closed. Silo left St. Louis way back in about 1990. The local chain, Goedekers, closed its South County store in about 2002.

In the name of competition, I buy all of that kind of stuff that I can at Office Depot or OfficeMax or Kmart. When it comes down to Best Buy or Wal-Mart, then I’ll buy at Best Buy. Not because I think Best Buy is a better company–I don’t like either company–but because Best Buy isn’t as big and powerful.

I wish people would realize that all so-called “Big Box” stores will have these tendencies, because the name of the game is maximizing profits. The smaller, local stores will charge higher prices, but in almost every case they give better service.

The second-cheapest way to get household necessities

The topic at lunch at work turned to saving money around the house earlier this week, largely because one of my coworkers suddenly found himself with full responsibility for his two pre-teen nieces. The coworkers who are parents started talking about the best places to get good used clothes, the best places to get food cheap, and other stuff. Not being a parent, I just listened. I’m not at that stage in life.

I’m in a different stage of life, still a relatively new homeowner. Yesterday I paid a grand total of $5 for an ironing board and a stepladder, two things I’ve been surviving without. I’m about ready to quit going to the hardware store and to Kmart.The secret is estate sales.

Estate sales are usually crowded affairs, as people swoop in from all corners of the globe to cram themselves into tiny houses in search of things that are rare, things that are cheap, or best yet, rare and cheap.

I see two types at estate sales. The first is the well-to-do, who are there in hopes of securing antiques and collectibles for pennies on the dollar. The other is recent immigrants, who are generally there in search of inexpensive household necessities. They already know the secret.

The best time to go to estate sales is either really early or really late. If you get there early–it seems like people show up an hour early sometimes–you’ll get the best selection but you’ll pay top dollar. In some cases I’ve seen things priced at literally 10 times what they’re worth. In less extreme cases, I’ve seen tools priced the same as a new one at Sears.

Then again, yesterday I bought a pair of small pruning shears for 50 cents and a sharpening file for a quarter.

If you get there on the last day, reality has kicked in, the sucker prices have generally gone away, and dickering becomes the rule of the day. Prices drop by a factor of two or three, and the later it gets, the more willing they are to listen to prices.

If you’re shopping for household necessities, this is a good thing. The antique furniture dealers have no interest in ironing boards and laundry baskets and trash cans. Recent immigrants do, but chances are they already have those things. Stuff like this is often priced low to begin with, and it gets cheaper as time marches on because the chances of someone buying it are pretty low.

You can get household appliances cheap too. I saw a 20-inch Zenith TV marked at $50 yesterday. I know it works because they had it turned on. I’ll bet someone will get it for $20 today. I saw a washer and a dryer priced around $200 each yesterday. The washer was less than two years old. The dryer was a bit older but it was a Maytag. Those prices were decent, and could go way down if they sat long enough. If you’re willing to live without a warranty, you can save yourself a bundle. Two years ago I paid $900 for a washer and a fridge. A friend gave me a dryer. It looks like it could be 25 years old but it works and I was happy to save $250.

But yesterday I wasn’t looking for appliances. I wasn’t necessarily looking for household necessities either, but I’ve been needing a stepladder and a full-size ironing board. So when I spotted one marked at $4.50 and $6, respectively, I wasn’t going to pass them up. It was around noon, and it was a Friday-Saturday sale. They’d be closing up shop in an hour or two. Anything under $20 was automatically half price. I dragged the ironing board and the stepladder up to the checkout. “Five dollars is fine,” she said.

And it was fine with me too. I still remember the day when I went out to either Wal-Mart or Kmart (I try not to shop at Wal-Mart anymore but I did then), days before I moved out of my mom’s house for good, to buy household necessities. After spending more than $200 on things like trash cans and laundry baskets, there was still a lot of stuff I lacked.

If I’d known then what I know now, I probably could have gone to three sales, spent a grand total of 50 bucks, and ended up lacking a lot less.