Baseball cards for the lulz

After the Royals won the Wild Card game and officially ended their postseason drought, I thought of a novel way to celebrate it: Celebrate their badness.

After all, there are people who celebrate the 1962 Mets, and between 1986 and 2013 the Royals had quite a few players who wouldn’t have been good enough for the 1962 Mets, so why not?

So I dredged up the memories of those players I’ve tried to forget, so I could buy baseball cards of them. Read more

Don’t buy a house if you can’t afford it

I see the advice all the time not to buy a house if you can’t afford it, but rarely do I see a good explanation of what that means.

It’s really easy. Let me explain it, as someone who paid off a 30-year mortgage in five years and now co-manages rental property and has to determine if someone can afford to rent from us or will be over their head. And no, just because I’m a landlord doesn’t mean I think everyone should rent. There are definitely times when buying makes sense. Read more

Set up your retirement account. Just do it. Then forget it.

My new mortgage company wants to see the balance of my 401(K) account. That turned out to be a bit of a problem, but for the right reasons.

You see, I might or might not get 401(K) statements. I don’t look at them. Sometimes I save them. Usually I don’t. So I hadn’t looked at my 401(K) balance in years, and I really only had a vague idea what was in it. I knew there ought to be enough to make the lender happy.

What I found when I finally got my hands on a statement shows why part of my strategy is to never look at the account. Read more

This one hurts.

I tried to write the day it happened. I couldn’t write anything that made any sense. Mostly I sat and stared. I told myself when the Royals made the Wild Card, I’d be happy with whatever happened, because it was postseason baseball for the first time in 29 years.

But as they kept hanging on and steamrolling opponents, I got greedy. And it’s hard to feel guilty for getting greedy. Because I don’t know when this will happen again. Read more

FTDI needs to be charged under the Computer Fraud and Abuse Act

FTDI is a company that makes computer chips for USB peripherals. Their chips are frequently cloned, which is an issue they have a right to deal with. But they have to be careful.

Breaking suspected cloned chips that consumers bought in good faith is the wrong answer. If I did that, it would be called hacking, and I would be sitting in jail right now, and probably would be facing a quarter-century in prison. Read more