Saving money

The Internet changed the estate sale business dramatically over the last 20 years, but I’ll argue it’s mostly for the better. Let’s look at how to find estate sales and how to find out about estate sales, but perhaps more importantly, how to find the right estate sales.

Where you look for estate sales in your area makes a difference. Estate sales are a great place to find bargains, but that doesn’t help you if you can’t find the sales first.

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Dave Farquhar

David Farquhar is a computer security professional, entrepreneur, and author. He has written professionally about computers since 1991, so he was writing about retro computers when they were still new. He has been working in IT professionally since 1994 and has specialized in vulnerability management since 2013. He holds Security+ and CISSP certifications. Today he blogs five times a week, mostly about retro computers and retro gaming covering the time period from 1975 to 2000.

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When money is tight, life gets more difficult all around. When I was young and didn’t make much, I couldn’t find much advice on scraping by. I have some now. So here’s how to save money fast on a low income.

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Dave Farquhar

David Farquhar is a computer security professional, entrepreneur, and author. He has written professionally about computers since 1991, so he was writing about retro computers when they were still new. He has been working in IT professionally since 1994 and has specialized in vulnerability management since 2013. He holds Security+ and CISSP certifications. Today he blogs five times a week, mostly about retro computers and retro gaming covering the time period from 1975 to 2000.

dfarq.homeip.net

Sometimes you have a Paypal balance and would rather spend it somewhere other than Ebay. You’d also rather spend it without having to bounce the money into a bank account first. Here’s how to pay with Paypal on Amazon. Or anywhere else that doesn’t directly take Paypal.

A surprising number of merchants, including brick-and-mortar shops, take Paypal. And that number is increasing. But some regard Paypal as a competitor. Some competitors, such as Google, accept Paypal anyway, either out of antitrust concerns or concern that not taking Paypal is bad for their business. Amazon did not make the same decision. So in those cases like Amazon, you have to use a trick to spend money out of your Paypal balance there without taking intermediate steps. So I’ll tell you the trick, and how to set it up.

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Dave Farquhar

David Farquhar is a computer security professional, entrepreneur, and author. He has written professionally about computers since 1991, so he was writing about retro computers when they were still new. He has been working in IT professionally since 1994 and has specialized in vulnerability management since 2013. He holds Security+ and CISSP certifications. Today he blogs five times a week, mostly about retro computers and retro gaming covering the time period from 1975 to 2000.

dfarq.homeip.net

If you get paid every two weeks, calculating your monthly income can be tricky. You can fake it by just adding the two paychecks together, but you short yourself a couple of paychecks by doing that. That difference can be the difference between qualifying or not qualifying for a loan or a lease. So here’s how to calculate monthly income from biweekly paycheck.

Getting the math right on this is important. Adding two paychecks together is fine for a quick estimate, but it’s very easy to under-state your monthly income by 28 percent by making two simple mistakes. As you can imagine, that 28 percent can be more than enough to keep you from getting the loan or the lease you want. To do the math right, make sure you have your pay stub or pay statement handy, not just your bank statement.

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Dave Farquhar

David Farquhar is a computer security professional, entrepreneur, and author. He has written professionally about computers since 1991, so he was writing about retro computers when they were still new. He has been working in IT professionally since 1994 and has specialized in vulnerability management since 2013. He holds Security+ and CISSP certifications. Today he blogs five times a week, mostly about retro computers and retro gaming covering the time period from 1975 to 2000.

dfarq.homeip.net

How much should your mortgage be? One school of thought says it should be as much as possible. I belong to the other school of thought. There is a proven formula for housing costs. I recommend following the formula.

The formula helps you keep your housing costs in line with your salary and with a typical lifestyle balance. The key to financial decisions is keeping a balance while living within your means.

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Dave Farquhar

David Farquhar is a computer security professional, entrepreneur, and author. He has written professionally about computers since 1991, so he was writing about retro computers when they were still new. He has been working in IT professionally since 1994 and has specialized in vulnerability management since 2013. He holds Security+ and CISSP certifications. Today he blogs five times a week, mostly about retro computers and retro gaming covering the time period from 1975 to 2000.

dfarq.homeip.net

An important financial decision we all make, especially when it comes to cars, is lease vs own. I received some poor advice on this when I was young. Since I don’t want people to repeat the same mistakes I made, let’s go over the two options and what makes more sense.

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Dave Farquhar

David Farquhar is a computer security professional, entrepreneur, and author. He has written professionally about computers since 1991, so he was writing about retro computers when they were still new. He has been working in IT professionally since 1994 and has specialized in vulnerability management since 2013. He holds Security+ and CISSP certifications. Today he blogs five times a week, mostly about retro computers and retro gaming covering the time period from 1975 to 2000.

dfarq.homeip.net