I saw a reference this week to an editorial by Ramit Sethi called Forget Frugality. While he has some good points, I think some of his advice is counterproductive and even contradictory. He argues that you should focus on earnings and negotiation instead of trying to actively cut costs.
I really think you have to do a combination of the three, and you should start with what you have the most control over, which is your own budget. Here’s what I have to say about his seven strategies. Read more
There’s a plaza over by our house that’s home to, among other things, a pet store, a license office, a Chinese food joint, a mattress store, a haircut place, a Radio Shack, another cell phone store, and a pizza joint. My wife was there last week, getting ready to pull out of the parking lot, when a funeral procession approached. She stopped to stay out of the way.
St. Louis Post-Dispatch columnist Joe Holleman and his editors had to dodge some strange accusations this past week. These ranged from Holleman catching his editors sleeping, to amazement that his editors “allowed” him to write something they agreed with.
My longtime readers will know that prior to becoming Security Dude, I graduated from journalism school with the intention of eventually becoming a magazine editor. In the meantime, I spent a lot of time paying my dues writing for a daily newspaper. I’ve dealt with a number of editors. And they’ve dealt with me. Although I’m considered a moderate now, in the 1990s my now-moderate views qualified me as a conservative. My editors were always more liberal than me, so we had some disagreements.
It’s fun to customize Matchbox or Hot Wheels cars. I tend to buy representations of pre-1950 cars and un-hotrod them so they’ll look like they belong on my O27 (1:64-ish) train layout; others buy them, paint them differently and put different wheels on them to make something different from what Mattel sells.
It’s a job you can do with simple tools and materials, at least at first. But like many things, you can keep it as simple or get as advanced as you like. And while you won’t do your first car in 15 minutes, it’s easy to divide a car project into 15-minute-per-day steps, especially if you work on two or three of them at once, and at the end of a week you’ll have a few nice cars to show for your time and effort.
So Windows 8 was released today. I won’t be moving to it anytime soon.
There are some people who make a habit of waiting for Service Pack 1 to be released before upgrading to a new version of Windows. The trouble is, I can think of one instance, Windows NT 4.0 Service Pack 1, that was much more problematic than its predecessor. And in more recent years, service packs have become more arbitrary. Knowing that practice exists, Microsoft releases Service Pack 1 based more on uptake than on actual need.
This morning as I was trying to dodge commercials and morning-show call-in games, I heard a couple of DJs talking about personal finance, and how their finances are a mess, and they heard that in the old days, people budgeted by putting money in cash envelopes, paid expenses out of those envelopes.
They asked if anyone has a high-tech way of doing the same thing. Read more