car payment Archives - The Silicon Underground

Don’t e-mail yourself a list of all your passwords and bank account numbers to yourself from work

Dave Farquhar — Fri, 13 Mar 2015 11:00:04 +0000

So my buddy, we’ll call him Bob, runs Data Loss Prevention (DLP) for a big company. DLP is software that limits what you can do with sensitive information, in order to block it from going out of the company. The NSA wasn’t

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My counterpoint to Forget Frugality

Dave Farquhar — Fri, 01 Aug 2014 11:00:35 +0000

I saw a reference this week to an editorial by Ramit Sethi called Forget Frugality. While he has some good points, I think some of his advice is counterproductive and even contradictory. He argues that you should focus on earnings

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Another benefit of not having debt

Dave Farquhar — Sat, 13 Apr 2013 11:00:30 +0000

I’ve written about how not having debt gives you power, though I can’t find the particular post at the moment. But I remember when I got my first mortgage. I went to a party, and my boss was there, along

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The Debt Tsunami is a gimmick, but it probably doesn’t matter

Dave Farquhar — Sun, 03 Feb 2013 19:13:11 +0000

I saw some people passionately advocating both for and against a new method of paying off debt: The “Debt Tsumani,” which focuses on paying off debt in the order of its emotional impact on you. As someone who paid off

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Don’t let debt cripple you

Dave Farquhar — Tue, 18 Oct 2011 11:17:05 +0000

Sometimes people ask me for help with their finances. And I’ve seen the effects that debt can have on people. I believe having no debt is best. Having debt that you’re paying off is second-best. Festering debt, however, is crippling.

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Self-Perpetuating Depression

Dave Farquhar — Sat, 10 Jan 2009 02:20:23 +0000

My longtime friend Steve brought up a good point as we discussed our job situations. He said he read that some companies may be using the current DEPRESSION (I hate that r-word, let's call things what they are) as an excuse to lay people off that they've been putting off because it would hurt morale.

The idea makes a lot of sense.

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How Generation X can take this country back

Dave Farquhar — Fri, 23 May 2008 02:59:18 +0000

I've done some reading in recent days. First I read that GenXers aren't happy with Corporate America and the feeling is largely mutual. It appears I'm not the only one.

But I see an opportunity in this. We have a window to take this country back. And I have a plan.

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Surviving a recession

Dave Farquhar — Wed, 10 Oct 2007 02:35:21 +0000

I saw a link to a short story on Get Rich Slowly called What to do during a recession.

I think I can do a little better. So I'm gonna try.

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How to find motivation to balance your budget

Dave Farquhar — Sun, 01 Jul 2007 12:26:56 +0000

This week I read a story on Get Rich Slowly about a couple who refuses to budget. The conversation ended when the person who needed to budget bragged about getting five shrubs on sale for $10 each. She didn't need them, but the deal was too good to pass up.

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The road to financial independence

Dave Farquhar — Tue, 16 Aug 2005 11:51:19 +0000

Early in The Millionaire Next Door, Danko and Stanley single out the Scottish. When my wife, Emily, read it, she said, "That explains everything about you!"

When I read it, I thought it explained everything about my two grandfathers--one was rich, one was poor, both were Scottish, and both spent their money pretty much the same way.

I've been reading a lot of these kinds of books because I'm not going to let what happened to us back in May ever happen again.

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