Pros and cons of RightTrack or SnapShot devices

Insurance companies are starting to offer discounts if you plug one of their devices, often called a RightTrack or SnapShot, into your car’s ODB2 port.

One of my college buddies asked me about them when his insurance company offered his family a 5% discount to plug these into their cars, and then make them eligible for up to another 25%. Those are compelling numbers. So what are the potential drawbacks?

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Pay off investment property

Paying off debt involves some nasty math, and when you go to pay off investment property, it’s no exception. That’s why it’s so controversial. When I was in college, my university used this kind of math to weed students out, so it should come as no surprise that the lending industry booms, and so many hucksters make a fortune hawking questionable ways to get out of debt.

I have a better way, and you won’t pay me anything for the advice. Read on.

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Cost comparison of Realtrax vs Fastrack

Someone asked me recently for a cost comparison of MTH Realtrax vs. Lionel Fastrack. Both are similar O gauge track systems with plastic roadbed. MTH’s system has been on the market a few years longer, but Lionel’s is more popular, in spite of being more expensive.

Let’s figure out just how much more expensive it is.

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Selling Marx trains

Since my advice on selling other makes of trains was popular, I thought I would give similar advice on selling Marx trains. Marx never got the respect that its competitors got, but its trains have built up a following over the years, and in the last decade as I’ve watched prices on competing trains slide, Marx has held its value.

Don’t expect to get rich selling off your Marx trains, but if you keep your expectations realistic, you’ll find an eager buyer, or ideally, at least two interested buyers so you’ll realize a good price at auction.

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Job hunting on your own vs. using a recruiter

A former coworker contacted me last week. He’d been employed in the same place for the last 16 or 17 years and he couldn’t remember how to look for a job. Who better to ask than a guy who’s changed jobs 9 times in the same timeframe? One obvious question to ask regards job hunting on your own vs. using a recruiter.

In fairness to myself, government contracting causes a lot of job-hopping. And in fairness to him, the game’s changed a lot since the last time he had to play. IT Recruiters existed back then, but back then when you wanted a new job, you found it yourself.

I still use both methods.

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